RBI move on gold loan will trim companies' margins: Analysts ...
Mar 22, 2012 . Yesterday, the RBI issued a notification restricting the loan to value ratio of all non-banking finance companies (NBFCs) engaged in gold loan .
http://articles.economictimes.indiatimes.com/2012-03-22/news/31225256_1_gold-loan-gold-financing-ltv

RBI norms on NBFCs a positive in the long run | Firstpost
Mar 23, 2012 . RBI regulations cap the loan-to-value (LTV) ratios on lending against gold jewellery at 60 per cent (compared with the current average LTV .
http://www.firstpost.com/economy/rbi-norms-on-nbfcs-a-positive-in-the-long-run-say-experts-253476.html

Study: Federal regulations hurting Georgia and local banks
by Haisten Willis / loan value ratio rbi Douglas County Sentinel
2 months ago | 1397 views | 1 1 comments | 5 5 recommendations | email to a friend | print

Reserve Bank moves to curb gold loans
Mar 22, 2012 . Loan-to-value ratio capped at 60% for NBFCs prescribes minimum Tier-I capital . We may differ with RBI, but come to a consensus: D K Mittal .
http://www.business-standard.com/india/news/reserve-bank-moves-to-curb-gold-loans/468602/



Home Loans are going to get costlier
Ceiling on Loan to Value: RBI said that loan-to-value (LTV) ratio for housing loans should not exceed 80% of Home price. The raising of LTV ratio to 80 per cent .
http://www.commonfloor.com/articles/home-loans-are-going-to-get-costlier-3007.html



RBI tightens norms for gold loan companies - Moneycontrol.com
Mar 21, 2012 . The Reserve Bank of India (RBI) on Wednesday directed non-banking . in gold loan business to maintain a loan to value (LTV) ratio of 60%.
http://www.moneycontrol.com/news/commodities/rbi-tightens-norms-for-gold-loan-companies_683618.html



Understanding loan to value under new RBI norm - Indian Express
May 18, 2012 . Understanding loan to value under new RBI norm - BankBazaar.com. . BankBazaar.com CEO Adhil Shetty explains how loan to value ratio .
http://www.indianexpress.com/news/understanding-loan-to-value-under-new-rbi-norm/950687/



RBI / 2011-12/467 DNBS.CC.PD.No.265/03.10.01/2011-12 March ...
Mar 21, 2012 . i. hereafter maintain a Loan-to-Value(LTV) ratio not exceeding 60 percent for loans granted against the collateral of gold jewellery and .
http://rbidocs.rbi.org.in/rdocs/notification/PDFs/CC265_210312.pdf



RBI norms: Muthoot Finance at 52-week low, is SKS spared - Firstpost
Mar 22, 2012 . RBI has said all NBFCs that lend against gold collateral should maintain a loan- to-value ratio not exceeding 60% for loans granted against gold .
http://www.firstpost.com/investing/rbi-norms-muthooth-finance-at-a-52-week-low-is-sks-spared-252094.html



The Hindu : Business / Economy : RBI brings cheer to common man
Apr 17, 2012 . The RBI recently put restriction on non-banking finance companies (NBFCS) by insisting that their loan-to-value ratio cannot be more than 60 .
http://www.thehindu.com/business/Economy/article3325070.ece



5 reasons why Muthoot & Manappuram Finance shares - NDTV Profit
Mar 22, 2012 . Kotak said in another report that the cap on loan-to-value ratio would . As a policy, we don't finance against bullion and this RBI directive is to .
http://profit.ndtv.com/news/market/article-5-reasons-why-muthoot-manappuram-finance-shares-have-crashed-300241



Home loans: banks told to stick to LTV ratio - The Hindu
Feb 3, 2012 . The Reserve Bank of India (RBI) has made it clear to banks that the LTV (loan to value) ratio in respect of housing loans should not exceed 80 .
http://www.thehindu.com/business/Economy/article2857925.ece

Lower loan-to-value ratio has given STFC greater control over - DNA
13 hours ago . Is the RBI right in its decision to sacrifice growth, while inflation still . We had reduced our loan-to-value ratio on our lending from last one year, .
http://www.dnaindia.com/money/report_lower-loan-to-value-ratio-has-given-stfc-greater-control-over-portfolio_1745726



loan value ratio india
Feb 3, 2012 . The Reserve Bank of India (RBI) has made it clear to banks that the LTV (loan to value) ratio in respect of housing loans should not exceed 80 .
http://carmeliahillier.github.com/loan-value-ratio-india.html

Gold loans curbed due to risk concentration - RBI - Indian Economic ...
Apr 23, 2012 . The RBI is in no mood to allow borrowers to speculate on the basis of rise in value of collateral. The rise in loan to value ratio of gold loans was .
http://indiamics.blogspot.com/2012/04/gold-loans-curbed-due-to-risk.html



Muthoot Finance hit by RBI gold loan cap - Hindustan Times
Jul 29, 2012 . The Reserve Bank of India's (RBI) clamping down on gold loan companies by putting a cap on the loan-to-value (LTV) ratio has impacted the .
http://www.hindustantimes.com/business-news/Markets/Muthoot-Finance-hit-by-RBI-gold-loan-cap/Article1-903818.aspx



RBI proposes banks reduce exposure to gold loan cos | Reuters
Apr 17, 2012 . On March 21, the RBI had asked all non-banking finance companies that lend against gold collateral should maintain a loan-to-value ratio not .
http://in.reuters.com/article/2012/04/17/gold-loans-rbi-idINDEE83G09120120417



Gold loan interest rate,Muthoot finance gold loan,Gold loan
Muthoot gold loan finance are granted after minimal credit assessment and documentation. Muthoot finance gold loan offers a high quality of customer service.
http://www.muthootfincorp.com/productsandservices/express



Business Line : Opinion / Editorial : New gold standard
Mar 22, 2012 . Moreover, it is not clear how exactly the RBI has arrived at 60 per cent loan-to- value ratio as a safe outer limit for NBFCs, even while not .
http://www.thehindubusinessline.com/opinion/editorial/article3155365.ece



RBI norms to moderate gold loan companies' growth: Crisil ...
Mar 22, 2012 . RBI regulations cap the loan-to-value (LTV) ratios on lending against gold jewellery at 60 per cent (compared with the current average LTV .
http://articles.economictimes.indiatimes.com/2012-03-22/news/31225117_1_gold-loan-rbi-norms-unorganised-sector



RBI sets 6 month deadline for banks to cut exposure to NBFCs to 7.5 ...
May 19, 2012 . RBI has also directed banks to fix internal sub-limits on banks . loan to value ratio, increasing the minimum tier I capital requirement and, .
http://articles.economictimes.indiatimes.com/2012-05-19/news/31778130_1_nbfcs-rbi-sets-exposure

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Understanding loan to value under new RBI norm
May 18, 2012 . Understanding loan to value under new RBI norm . BankBazaar.com CEO Adhil Shetty explains how loan to value ratio and how stamp duty .
http://www.financialexpress.com/news/understanding-loan-to-value-under-new-rbi-norm/950687/

The Merchants Payments Coalition Responds:

Gold loan firms to meet RBI over new lending norms
May 5, 2012 . Besides stipulating that loan-to-value (LTV) ratio should not exceed 60 per cent, the RBI had, in a recent circular, mandated that such NBFCs .
http://www.thehindubusinessline.com/industry-and-economy/banking/article3251624.ece



Gold loan companies welcome RBI measures | iGoa
Mar 23, 2012 . On Wednesday, the RBI issued a notification restricting the loan to value ratio of all non-banking finance companies (NBFCs) engaged in gold .
http://www.navhindtimes.in/business/gold-loan-companies-welcome-rbi-measures



RBI blow: Manappuram looks set to lose more than Muthoot | Firstpost
Mar 26, 2012 . The markets have hammered both gold loan companies after RBI's . guideline on maintaining a loan-to-value (LTV) ratio of 60 percent, the .
http://www.firstpost.com/business/rbi-blow-manappuram-looks-set-to-lose-more-than-muthoot-256015.html



India Gold loan co's turn against RBI regulations
Aug 17, 2012. asked gold NBFC's to reduce the Loan To Value (LTV) ratio to 60 per cent from . NEW DELHI(BullionStreet): After a series of RBI regulations .
http://www.bullionstreet.com/news/india-gold-loan-cos-turn-against-rbi-regulations/2631



Surveying the Indian Gold Loan Market - Cognizant
higher loan-to-value ratios and the ability to . The interest rate depends on the tenure and amount of loan. . Bank of India (RBI) which has norms to regulate .
http://www.cognizant.com/InsightsWhitepapers/Surveying-the-Indian-Gold-Loan-Market.pdf



Reserve Bank of India
Feb 3, 2012 . Housing Loans by Commercial Banks – Loan to Value (LTV) Ratio. RBI/2011-12/ 383. DBOD.No.BP.BC. 78 /08.12.001/2011-12. February 03 .
http://www.rbi.org.in/scripts/NotificationUser.aspx?Id=6984&Mode=0



RBI tightens norms on gold loans - Business Today - Business News
Mar 21, 2012 . The Reserve Bank of India(RBI) on Wednesday directed all . hereafter maintain a loan-to-value (LTV) ratio not exceeding 60 per cent for loans .
http://businesstoday.intoday.in/story/gold-loans-rbi/1/23374.html

No move to ban banks from selling gold coins: RBI | Day & Night News
Fearing a concentration of risks, the RBI in the recent past initiated a slew of measures against gold loan companies, including reducing their loan to value ratio .
http://www.dayandnightnews.com/2012/07/no-move-to-ban-banks-from-selling-gold-coins-rbi/



New RBI rules to hit growth rates of gold loan companies: Crisil ...
Mar 22, 2012 . New RBI rules to hit growth rates of gold loan companies: Crisil . Capital adequacy ratio measures the amount of a bank's capital, expressed .
http://rtn.asia/1135_new-rbi-rules-hit-growth-rates-gold-loan-companies-crisil



MASTER CIRCULAR ON HOUSING FINANCE - Reserve Bank of India
issued by RBI to banks during the course of the year. The Master . been placed on the RBI web-site (http://www.rbi.org.in). . 12 Loan to Value (LTV) Ratio. 14 .
http://rbidocs.rbi.org.in/rdocs/notification/PDFs/52MC2800611F.pdf



Gold loan firms setting up SRO as RBI tightens screws - Economic ...
Jun 17, 2012 . "We feel that RBI has not been comfortable with fast growth of our industry . down loan-to-value ratio," Muthoot told PTI from Kochi over phone.
http://articles.economictimes.indiatimes.com/2012-06-17/news/32281911_1_gold-loan-companies-muthoot-finance-muthoot-fincorp



Second Quarter Review of Monetary Policy ... - Reserve Bank of India
Nov 2, 2010 . Welcoming the stipulation of the loan to value ratio and increased risk weight in housing loans, some banks felt that the practice of offering .
http://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=23360



Can Manappuram Finance shares jump 100%? Yes, says Ambit ...
May 15, 2012 . Impact of LTV: The RBI had capped the loan-to-value ratio for gold loans at 60 percent at a time when the average LTV of Manappuram was 75 .
http://www.firstpost.com/business/can-manappuram-finance-shares-jump-100-yes-says-ambit-309586.html



For home loans, now pay a bigger pie of property value - The Times ...
Feb 9, 2012. loan seekers will have to pay 25% to 30% of property value with RBI . Effectively, this means that the 'loan to value' ratio has come down by .
http://timesofindia.indiatimes.com/business/india-business/For-home-loans-now-pay-a-bigger-pie-of-property-value/articleshow/11815632.cms



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